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Chime Financial, Inc. Class A Common Stock (CHYM) — chart, structure and Closelooknet read

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Signals for this name

Every Closelooknet reading that exists for CHYM, from the same nightly bakes the boards use. Research diary readings, not advice.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 61/100 · S&P 500 fund at 75, bullish alignedEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-10-06
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 98th percentile of the window, +5.7% over 20 sessions. Factor regime → 2026-10-06
  • Sovereign pressure Index 0.74 · up 0.17 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-10-06
How it trades on rate days beta 0.73 to TLT · on the worst bond days it moved with the market

How it trades on rate days

How CHYM has moved when long-dated Treasury yields rise — measured against TLT, the 20+ year Treasury fund.

  • Beta to long bonds, 1 year 0.73 — shows only a loose link to bond moves for every 1% move in TLT (20+ year Treasuries), Chime Financial, Inc. Class A Common Stock moved 0.73% on average · correlation 0.11 · higher than 72% of US names
  • Beta, last 3 months 0.97 more rate-sensitive lately than over the year
  • On the 10 worst bond days −0.94% on average against −0.74% for the S&P 500 the 10 sessions of the past year in which TLT fell most, i.e. long yields rose most
  • Latest of those days +2.31% TLT −1.29% that day 2026-09-24

Daily total returns from the adjusted price series; a TLT down day is a day long yields rose. Beta = the average move of the name for a 1% move in TLT. Past sensitivity, not a forecast. An investment diary, not a recommendation.

Who it is priced against Software - Application · US · 8 names with week and year-to-date

Peer group

Software - Application · US

This name carries no Closelooknet score, so its cohort ranks on trend state — distance to the 50- and 200-day averages — never on a score it does not have.

Compared against CHYM on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — Chime Financial, Inc. Class A Common Stock

CHYM in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Chime runs a mobile-only bank account rather than branches, offering a checking account, a debit card and access to shared ATM and cash-deposit networks. It sells short-term liquidity features such as advances against a paycheque, tools that report payment history to build a credit score, and a savings product with rewards. A workplace offering lets employers give staff access to the same banking tools as a benefit. It is based in San Francisco and listed its shares in 2025.
Where it sits in the stack
Chime has no seat in our index and sits outside the AI build-out stack; it belongs to the software-and-applications part of the technology sector in the diary's US coverage, where it is tracked as a consumer fintech rather than as a supplier to any hardware layer.
Who it is priced against
Closelooknet's peer group places it with scored technology names in the same sector and country, including Intuit, Adobe and Fortinet, reflecting sector and geography rather than a shared business model; the market also compares it with the online lender SoFi as a consumer-fintech peer.
Why Closelooknet tracks it
Chime carries a Closelooknet score with no index seat and no quotes recorded in the diary yet; its strongest module is momentum, and its weakest is quality.
What the diary watches
Whether the quality module improves as more reporting history accumulates after listing, since that has been the score's weak point so far.

Chime Financial, Inc. Class A Common Stock (CHYM) trades on US exchanges.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

The Street on this name 6 analyst actions on the wire · latest: price target by Scotiabank, 2026-09-09

The Street on this name

Analyst actions and the latest print for CHYM from the Closelooknet wires — third-party opinions on the record, not our readings.

  • Price target Scotiabank — target 42 from 40 Target raised to $42 from $40 (+24.2% to spot) 2026-09-09
  • Price target Loop Capital — target 45 Target set to $45 (+39.3% to spot) 2026-09-08
  • Initiation Loop Capital Markets — at Buy Initiated to Buy 2026-09-08

6 actions on the analyst wire since 2026-08-13: 1 initiation, 5 target changes. Analyst wire → · Earnings wire →

FAQ · from the current data · as of 2026-10-07

Quick answers

What is Chime Financial, Inc. Class A Common Stock (CHYM)?

Chime Financial, Inc. Class A Common Stock trades as CHYM on the US exchange (US) in the Closelooknet research universe, as of the registry build of 2026-10-07.

Is CHYM in a Closelooknet index?

Not currently — Chime Financial, Inc. Class A Common Stock is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-10-07.

Where does CHYM trade against its moving averages?

Pullback inside an uptrend stack: Trades -7.7% vs the 50-day and +17.5% vs the 200-day average, 22.2% below the 52-week high and +74.1% off the 52-week low; a golden cross printed 37 sessions ago. Computed from daily closes. As of 2026-10-06 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does Chime Financial, Inc. Class A Common Stock compare with its peers?

Against its peer group (Software - Application · US), Chime Financial, Inc. Class A Common Stock (CHYM) sits 22.2% below its 52-week high, 7.7% below its 50-day average; Adobe Systems Incorporated (ADBE) is 35.6% below, Intuit Inc (INTU) is 59.4% below, Salesforce.com Inc (CRM) is 14.4% below. Put any of them next to CHYM in the chart grid (2×1 or 2×2) and the page lays the companies side by side: performance, trend, valuation, margins and our money-flow reading.

How does Chime Financial, Inc. Class A Common Stock trade when bond yields rise?

Over the past year Chime Financial, Inc. Class A Common Stock had a beta of 0.73 to TLT, the long-dated Treasury fund — it shows only a loose link to bond moves, higher than 72% of US names. On the 10 sessions in which long bonds fell most it moved −0.94% on average, against −0.74% for the S&P 500. The "How it trades on rate days" block on this page carries the lines.

What does Chime Financial, Inc. Class A Common Stock do?

Chime runs a mobile-only bank account rather than branches, offering a checking account, a debit card and access to shared ATM and cash-deposit networks. It sells short-term liquidity features such as advances against a paycheque, tools that report payment history to build a credit score, and a savings product with rewards. A workplace offering lets employers give staff access to the same banking tools as a benefit. Closelooknet's peer group places it with scored technology names in the same sector and country, including Intuit, Adobe and Fortinet, reflecting sector and geography rather than a shared business model; the market also compares it with the online lender SoFi as a consumer-fintech peer.

Where does Chime Financial, Inc. Class A Common Stock sit in the AI build-out?

Chime has no seat in our index and sits outside the AI build-out stack; it belongs to the software-and-applications part of the technology sector in the diary's US coverage, where it is tracked as a consumer fintech rather than as a supplier to any hardware layer. Chime carries a Closelooknet score with no index seat and no quotes recorded in the diary yet; its strongest module is momentum, and its weakest is quality.

What has Wall Street done on Chime Financial, Inc. Class A Common Stock recently?

The most recent analyst action on Chime Financial, Inc. Class A Common Stock on the Closelooknet wire is a price target by Scotiabank on 2026-09-09 (target 42 from 40). 6 actions on the analyst wire since 2026-08-13: 1 initiation, 5 target changes. Analyst actions are third-party opinions recorded by the wire, not Closelooknet readings. The “The Street on this name” block on this page lists the moves; the full feeds are the analyst wire and the earnings wire.

What does this page show?

A live price chart with SMA overlays and drawing tools for CHYM, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

Related in the Closelooknet universe

then Software - Application. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.