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Royal Bank of Canada (RY.TO) — chart, structure and Closelooknet read

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Signals for this name

Every Closelooknet reading that exists for RY.TO, from the same nightly bakes the boards use. Research diary readings, not advice.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 61/100 · S&P 500 fund at 75, bullish alignedEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-10-06
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 98th percentile of the window, +5.7% over 20 sessions. Factor regime → 2026-10-06
  • Sovereign pressure Index 0.74 · up 0.17 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-10-06
Who it is priced against Banks - Diversified · Canada · 5 names with week and year-to-date

Peer group

Banks - Diversified · Canada

Names in the same industry from the Closelooknet universe; scored names rank on their Closelooknet score, the rest on trend state.

Compared against RY.TO on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — Royal Bank of Canada

RY.TO in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Royal Bank of Canada is a diversified bank offering personal and commercial banking, wealth management, insurance and capital markets services worldwide. It provides everyday banking, lending, wealth and insurance products to individuals and businesses, and advisory and trading services to corporations and governments. It is based in Toronto, Canada.
Where it sits in the stack
Royal Bank of Canada holds no seat in Rubin, our AI build-out index; it sits in the diary's Financial Services sleeve for Canada, alongside the country's other diversified banks and insurers.
Who it is priced against
Closelooknet's peer group draws on Financial Services companies from Canada, including Bank of Nova Scotia, Canadian Imperial Bank of Commerce, Manulife Financial, Sun Life Financial, Power Corporation, IGM Financial, Intact Financial and Great-West Lifeco; the market also names Toronto-Dominion Bank as a comparison.
Why Closelooknet tracks it
Royal Bank of Canada carries a Closelooknet score, a composite drawn from several modules; its capital allocation module reads strongest and its balance sheet module reads weakest. It holds no seat in our indices, and the diary has not yet quoted it in an edition.
What the diary watches
The diary watches whether the balance sheet module's weak reading persists as the shares continue to slip back from their recent high, and whether capital allocation stays the composite's strongest module.

Royal Bank of Canada (RY.TO) trades on the TO exchange in Canada, classified under Financial Services.

The Closelooknet company score reads 57/100 composite (momentum 65, quality 59, valuation 65) across 7 modules — the full breakdown, chart structure and analog history load live above.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

Dividends and capital return trailing yield 2.36%, quarterly · buybacks 13.5 bn CAD in FY2025

Dividends and capital return

What RY.TO pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 6.58 CAD per share · a 2.36% yield on the 2026-10-06 close 4 distributions, paid quarterly 2026-10-06
  • Change on the year +46.2% against the prior twelve months prior twelve months 4.50 CAD per share
  • Last distribution 1.76 CAD per share as the price series records it, within days of the ex-date 2026-07-27
  • By calendar year 2025: 6.04 CAD · 2026: 5.04 CAD to date first distribution recorded in the three-year window: 2025-01-27
  • Dividends paid, FY2025 8.80 bn CAD 42% of earnings
  • Buybacks, FY2025 13.5 bn CAD 3.5% of today's market value
  • Share count −0.3% in FY2025
  • Capital returned 22.3 bn CAD · 42% of free cash flow dividends and buybacks together, against the year’s free cash flow

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

FAQ · from the current data · as of 2026-10-07

Quick answers

What is Royal Bank of Canada (RY.TO)?

Royal Bank of Canada trades as RY.TO on the TO exchange (Canada) and is classified under Financial Services in the Closelooknet research universe, as of the registry build of 2026-10-07.

Is RY.TO in a Closelooknet index?

Not currently — Royal Bank of Canada is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-10-07.

What is Royal Bank of Canada's Closelooknet composite score?

57 out of 100, with momentum 65, quality 59 and valuation 65 sub-scores, as of 2026-10-07. Scores are Closelooknet's own research readings, not ratings or investment advice.

Where does RY.TO trade against its moving averages?

Pullback inside an uptrend stack: Trades -3.1% vs the 50-day and +8.7% vs the 200-day average, 8.3% below the 52-week high and +42.9% off the 52-week low. Computed from daily closes. As of 2026-10-06 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does Royal Bank of Canada compare with its peers?

Against its peer group (Banks - Diversified · Canada), Royal Bank of Canada (RY.TO) sits 8.3% below its 52-week high, 3.1% below its 50-day average; National Bank of Canada (NA.TO) is 13.9% below, Bank of Nova Scotia (BNS.TO) is 4.7% below, Toronto Dominion Bank (TD.TO) is 4.1% below. Put any of them next to RY.TO in the chart grid (2×1 or 2×2) and the page lays the companies side by side: performance, trend, valuation, margins and our money-flow reading.

What does Royal Bank of Canada do?

Royal Bank of Canada is a diversified bank offering personal and commercial banking, wealth management, insurance and capital markets services worldwide. It provides everyday banking, lending, wealth and insurance products to individuals and businesses, and advisory and trading services to corporations and governments. It is based in Toronto, Canada. Closelooknet's peer group draws on Financial Services companies from Canada, including Bank of Nova Scotia, Canadian Imperial Bank of Commerce, Manulife Financial, Sun Life Financial, Power Corporation, IGM Financial, Intact Financial and Great-West Lifeco; the market also names Toronto-Dominion Bank as a comparison.

Where does Royal Bank of Canada sit in the AI build-out?

Royal Bank of Canada holds no seat in Rubin, our AI build-out index; it sits in the diary's Financial Services sleeve for Canada, alongside the country's other diversified banks and insurers. Royal Bank of Canada carries a Closelooknet score, a composite drawn from several modules; its capital allocation module reads strongest and its balance sheet module reads weakest. It holds no seat in our indices, and the diary has not yet quoted it in an edition.

Does Royal Bank of Canada pay a dividend?

Royal Bank of Canada has paid 6.58 CAD per share over the last twelve months, paid quarterly, a trailing yield of 2.36% on the 2026-10-06 close; the last distribution recorded in the price series was 1.76 CAD on 2026-07-27. In fiscal 2025 the company paid 8.80 bn CAD in dividends and bought back 13.5 bn CAD of its own shares, 42% of that year’s free cash flow. The share count fell 0.3% over the fiscal year. The "Dividends and capital return" block on this page carries the lines.

What does this page show?

A live price chart with SMA overlays and drawing tools for RY.TO, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

Related in the Closelooknet universe

then Banks - Diversified. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.