—
C+
C+ The full Closelooknet — membership. Open the C+ overview

OneSavings Bank PLC (OSB.L) — chart, structure and Closelooknet read

Pick a ticker to load its detail page.

Signals for this name

Every Closelooknet reading that exists for OSB.L, from the same nightly bakes the boards use. Research diary readings, not advice.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 61/100 · S&P 500 fund at 75, bullish alignedEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-10-06
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 98th percentile of the window, +5.7% over 20 sessions. Factor regime → 2026-10-06
  • Sovereign pressure Index 0.74 · up 0.17 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-10-06
Who it is priced against Financial Services · UK · 8 names with week and year-to-date

Peer group

Financial Services · UK

This name carries no Closelooknet score, so its cohort ranks on trend state — distance to the 50- and 200-day averages — never on a score it does not have.

Compared against OSB.L on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — OneSavings Bank PLC

OSB.L in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
OSB Group operates as a specialist mortgage lender in the UK and India, working through two brands, OneSavings Bank and Charter Court Financial Services. It writes buy-to-let, residential, bridging and commercial mortgages, and offers deposit-taking, servicing and back-office processing under names such as Precise, Kent Reliance and InterBay. The company was founded in 1840 and is headquartered in Chatham, England.
Where it sits in the stack
OSB Group sits in our Financial Services universe, in the Mortgage Finance sleeve, as a specialist lender rather than a high-street bank. It funds itself mainly through retail deposits and lends against buy-to-let and other niche property loans, so it is a customer of wholesale and deposit funding rather than of any technology stack.
Who it is priced against
The diary does not carry a peer group for this name; the market compares it with other UK specialist mortgage lenders such as Paragon Banking Group.
Why Closelooknet tracks it
OSB Group holds no seats in our indices, carries no Closelooknet score, and has not yet appeared in the diary's editions or quotes.
What the diary watches
Whether buy-to-let demand and deposit funding costs move together, since a specialist lender's margin depends on both sides holding steady.

OneSavings Bank PLC (OSB.L) trades on the LSE exchange in UK.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

Dividends and capital return trailing yield 7.27%, semi-annual · last 11.80 GBP on 2026-08-13

Dividends and capital return

What OSB.L pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 35.90 GBP per share · a 7.27% yield on the 2026-10-06 close 2 distributions, paid twice a year 2026-10-06
  • Change on the year +5.3% against the prior twelve months prior twelve months 34.10 GBP per share
  • Last distribution 11.80 GBP per share as the price series records it, within days of the ex-date 2026-08-13
  • By calendar year 2025: 34.10 GBP (partial) · 2026: 35.90 GBP to date first distribution recorded in the three-year window: 2025-03-27

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

FAQ · from the current data · as of 2026-10-07

Quick answers

What is OneSavings Bank PLC (OSB.L)?

OneSavings Bank PLC trades as OSB.L on the LSE exchange (UK) in the Closelooknet research universe, as of the registry build of 2026-10-07.

Is OSB.L in a Closelooknet index?

Not currently — OneSavings Bank PLC is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-10-07.

Where does OSB.L trade against its moving averages?

Downtrend stack: Trades -3.9% vs the 50-day and -6.8% vs the 200-day average, 18.3% below the 52-week high and +8.3% off the 52-week low. Computed from daily closes. As of 2026-10-06 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does OneSavings Bank PLC compare with its peers?

Against its peer group (Financial Services · UK), OneSavings Bank PLC (OSB.L) sits 18.3% below its 52-week high, 3.9% below its 50-day average; Scottish Mortgage Investment Trust plc (SMT.L) is 0.8% below, Bridgepoint Group Plc (BPT.L) is 1.3% below, JPMorgan Emerging Markets Investment Trust plc (JMGI.L) is 3.3% below. Put any of them next to OSB.L in the chart grid (2×1 or 2×2) and the page lays the companies side by side: performance, trend, valuation, margins and our money-flow reading.

What does OneSavings Bank PLC do?

OSB Group operates as a specialist mortgage lender in the UK and India, working through two brands, OneSavings Bank and Charter Court Financial Services. It writes buy-to-let, residential, bridging and commercial mortgages, and offers deposit-taking, servicing and back-office processing under names such as Precise, Kent Reliance and InterBay. The company was founded in 1840 and is headquartered in Chatham, England. The diary does not carry a peer group for this name; the market compares it with other UK specialist mortgage lenders such as Paragon Banking Group.

Where does OneSavings Bank PLC sit in the AI build-out?

OSB Group sits in our Financial Services universe, in the Mortgage Finance sleeve, as a specialist lender rather than a high-street bank. It funds itself mainly through retail deposits and lends against buy-to-let and other niche property loans, so it is a customer of wholesale and deposit funding rather than of any technology stack. OSB Group holds no seats in our indices, carries no Closelooknet score, and has not yet appeared in the diary's editions or quotes.

Does OneSavings Bank PLC pay a dividend?

OneSavings Bank PLC has paid 35.90 GBP per share over the last twelve months, paid twice a year, a trailing yield of 7.27% on the 2026-10-06 close; the last distribution recorded in the price series was 11.80 GBP on 2026-08-13. The "Dividends and capital return" block on this page carries the lines.

What does this page show?

A live price chart with SMA overlays and drawing tools for OSB.L, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

Related in the Closelooknet universe

then Mortgage Finance, then Financial Services. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.