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Definity Financial Corp (DFY.TO) — chart, structure and Closelooknet read

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Signals for this name

Every Closelooknet reading that exists for DFY.TO, from the same nightly bakes the boards use. Research diary readings, not advice.

Weather around the name 3 macro readings: Money Temperature, Factor regime, Sovereign pressure

The weather around this name

Macro readings that apply by membership — the regime, the factor tape, the sector cell, the funding backdrop.

  • Money Temperature Composite 61/100 · S&P 500 fund at 75, bullish alignedEight instruments scored on position, momentum, volume, volatility and fragility — the regime every name trades inside. Temperature lab → 2026-10-06
  • Factor regime Momentum leading — risk appetite buildingMomentum against low volatility (SPMO / SPLV): above its 50-day trend, 98th percentile of the window, +5.7% over 20 sessions. Factor regime → 2026-10-06
  • Sovereign pressure Index 0.74 · up 0.17 over 21 sessionsG7 long-end yields, 10s30s and the slope — the funding weather for every balance sheet on this site. Sovereign pressure → 2026-10-06
Who it is priced against Insurance - Property & Casualty · 8 names with week and year-to-date

Peer group

Insurance - Property & Casualty

Names in the same industry from the Closelooknet universe; scored names rank on their Closelooknet score, the rest on trend state.

Compared against DFY.TO on the nightly bakes; the Peers tab ranks the cohort on the Closelooknet scores where it exists.

Company snapshot — Definity Financial Corp

DFY.TO in five paragraphs: what it makes and sells, where it sits in the Closelooknet stack, who it is priced against, why we track it, what we watch. Research diary, not advice.

What it does
Definity Financial is a property-and-casualty insurer operating in Canada, selling personal cover such as auto, home and pet insurance under brands including Economical, Sonnet and Petline, alongside commercial lines for fleets, property and liability risks sold to small and mid-market firms. It reaches customers mainly through brokers and intermediaries, with some direct-to-consumer sales, and is based in Waterloo, Ontario.
Where it sits in the stack
Definity sits outside our AI-build-out coverage; it belongs to the financial services sector, within the property-and-casualty insurance sleeve of our broader universe, and is not assessed against any Closelooknet index.
Who it is priced against
Closelooknet's peer group has not yet been built for this name; the comparison the market draws is with other Canadian property-and-casualty insurers such as Intact Financial.
Why Closelooknet tracks it
Definity holds no seat in our indices and carries no Closelooknet score yet, so the diary has not built a scored view of it and notes no quotes on record.
What the diary watches
Whether claims costs from weather events or shifts in reinsurance pricing move underwriting margins enough to change how the diary reads this name.

Definity Financial Corp (DFY.TO) trades on the TO exchange in Canada, classified under Financial Services.

The Closelooknet company score reads 49/100 composite (momentum 41, quality 38, valuation 57) across 7 modules — the full breakdown, chart structure and analog history load live above.

Written from the company’s public profile and Closelooknet’s own readings, 2026-09-17. Descriptive, refreshed with the registry; corrections welcome via the imprint. closelook.net is an investment research diary — market structure, index membership and scores are our own readings, not investment advice. Related: index compare · sector dispersion · scanner.

Dividends and capital return trailing yield 1.25%, quarterly · buybacks 12 m CAD in FY2025

Dividends and capital return

What DFY.TO pays out and buys back — distributions read from the price series, money terms from the filings.

  • Trailing 12 months 0.83 CAD per share · a 1.25% yield on the 2026-10-06 close 4 distributions, paid quarterly 2026-10-06
  • Change on the year +47.7% against the prior twelve months prior twelve months 0.56 CAD per share
  • Last distribution 0.22 CAD per share as the price series records it, within days of the ex-date 2026-09-11
  • By calendar year 2025: 0.75 CAD (partial) · 2026: 0.65 CAD to date first distribution recorded in the three-year window: 2025-03-12
  • Dividends paid, FY2025 89 m CAD 21% of earnings
  • Buybacks, FY2025 12 m CAD 0.1% of today's market value
  • Share count +2.2% in FY2025 31 m CAD of stock-based compensation in the year
  • Capital returned 101 m CAD · 24% of free cash flow dividends and buybacks together, against the year’s free cash flow

Per-share amounts are derived from the adjusted price series in the listing currency, so dates sit within days of the ex-date; filing figures come from the fundamentals feed for the last reported fiscal year. An investment diary, not a recommendation.

FAQ · from the current data · as of 2026-10-07

Quick answers

What is Definity Financial Corp (DFY.TO)?

Definity Financial Corp trades as DFY.TO on the TO exchange (Canada) and is classified under Financial Services in the Closelooknet research universe, as of the registry build of 2026-10-07.

Is DFY.TO in a Closelooknet index?

Not currently — Definity Financial Corp is tracked in the Closelooknet research universe but is not a constituent of a Closelooknet functional index as of 2026-10-07.

What is Definity Financial Corp's Closelooknet composite score?

49 out of 100, with momentum 41, quality 38 and valuation 57 sub-scores, as of 2026-10-07. Scores are Closelooknet's own research readings, not ratings or investment advice.

Where does DFY.TO trade against its moving averages?

Mixed moving-average stack: Trades -10% vs the 50-day and -5.9% vs the 200-day average, 19.2% below the 52-week high and +8.2% off the 52-week low; a golden cross printed 67 sessions ago. Computed from daily closes. As of 2026-10-06 — a technical state from the nightly Closelooknet bake, not advice. The Technical tab carries the full row.

How does Definity Financial Corp compare with its peers?

Against its peer group (Insurance - Property & Casualty), Definity Financial Corp (DFY.TO) sits 19.2% below its 52-week high, 10.0% below its 50-day average; Fairfax Financial Holdings Ltd (FFH.TO) is 17.4% below, W. R. Berkley Corp (WRB) is 10.1% below, Progressive Corp (PGR) is 11.4% below. Put any of them next to DFY.TO in the chart grid (2×1 or 2×2) and the page lays the companies side by side: performance, trend, valuation, margins and our money-flow reading.

What does Definity Financial Corp do?

Definity Financial is a property-and-casualty insurer operating in Canada, selling personal cover such as auto, home and pet insurance under brands including Economical, Sonnet and Petline, alongside commercial lines for fleets, property and liability risks sold to small and mid-market firms. It reaches customers mainly through brokers and intermediaries, with some direct-to-consumer sales, and is based in Waterloo, Ontario. Closelooknet's peer group has not yet been built for this name; the comparison the market draws is with other Canadian property-and-casualty insurers such as Intact Financial.

Where does Definity Financial Corp sit in the AI build-out?

Definity sits outside our AI-build-out coverage; it belongs to the financial services sector, within the property-and-casualty insurance sleeve of our broader universe, and is not assessed against any Closelooknet index. Definity holds no seat in our indices and carries no Closelooknet score yet, so the diary has not built a scored view of it and notes no quotes on record.

Does Definity Financial Corp pay a dividend?

Definity Financial Corp has paid 0.83 CAD per share over the last twelve months, paid quarterly, a trailing yield of 1.25% on the 2026-10-06 close; the last distribution recorded in the price series was 0.22 CAD on 2026-09-11. In fiscal 2025 the company paid 89 m CAD in dividends and bought back 12 m CAD of its own shares, 24% of that year’s free cash flow. The share count rose 2.2% over the fiscal year. The "Dividends and capital return" block on this page carries the lines.

What does this page show?

A live price chart with SMA overlays and drawing tools for DFY.TO, performance metrics, index-membership context and the Closelooknet structure read — an investment research diary view, not investment advice.

Related in the Closelooknet universe

then Insurance - Property & Casualty, then Financial Services. Scored names rank on their Closelooknet score; names without one rank on trend state — above or below their 50- and 200-day averages — never on a score they do not carry.